Thank you for the challenge and the extra time. I can't take any credit for the LO. It was a lift that I couldn't want to do. I love it! The 8 circles are the pearls in the flowers, the coconuts in the tree and the shells. I love ribbon, so that was easy.
I couldn't wait to use this kit. It is kinda beachy, but still works for my pool photos. I got up an hour early this morning and skipped out an hour early from work. That tells ya how bad I wanted to get this one completed.

Thanks again... I am thrilled I got this done. Yeah!!!!