Awesome tutorial AND template, Tanya!
99% of the time I don't merge down because I like to have complete control, lol, and I'm constantly changing things. I seriously can spend forever just moving something over a millimeter & back to see what I like better!
BTW, I saw someone mention in another thread how they used templates wrong before they learned the right way. Well, the first time I used a template, I thought you had to keep the background color that's included in the template

I added a paper & blended it a bit to at least give it texture.

Ah, well, live and learn, right (that reminds me, I really should redo that page!) Just shows there's no such thing as stupid questions!