Here is my entry.... Wendy (WM Squared) had such a great template, it met most of your requirements already!
Credits:
Tuesday Template 11-10-09, WM Squared
Papers and elements: Happy Place, Miss Kim Designs
Alpha: A Kid Again, Britt-ish Designs
Stiches: Stiched Swirls, Sahlin Studio
Jan, thanks so much for hosting!!
Britt, thanks for leaving love for everyone. I love your clustering and your hanging Mickey with date. Looks like everyone is having fun!