so I tried those banners out and thought it was kind of fun!!! I copied it and made two of them. Then my template had a banner, and I left it because I couldn't get my homemade one to lay over the picture like the one on the template.
I can't decide if this is too busy or not...though I think it counts for colorful!!
and here:
http://www.mousescrappers.com/forums...193#post114193